Super excited! Gather ’round. Let me share something utterly transformative with you. As a working mother juggling the never-ending circus of career and family life, discovering awesome money guru Denise Duffield-Thomas (DDT) was nothing short of revolutionary for my relationship with money – I am genuinely grateful to her.
Her wisdom has been a godsend, and I simply must share these pearls with fellow mothers attempting to balance spreadsheets and bedtime stories. Here are the top ten money lessons I’ve gleaned from DDT that have particularly resonated with my maternal journey:
- Your money story matters, sweetie. Those childhood beliefs about wealth? The ones whispered between your mother and grandmother over tea? They’re still influencing your bank balance today. Acknowledge them, rewrite them, and move forward like the queen you are.
- Forgive yourself for past financial faux pas. That regrettable impulse purchase of designer nappies? Ancient history, darling. Release the guilt and focus on today’s decisions instead.
- Boundaries are divine necessities. Learning to say “no, thank you” to both the school bake sale committee and clients demanding weekend work is how you protect your time AND money. Both are precious commodities.
- Delegate without apology. Outsourcing isn’t lazy—it’s brilliant strategy. Hire the cleaner, order the meal kit, automate the bill payments. Your mental bandwidth is worth every penny.
- Feast on ‘money blocks’ for breakfast. Identify those limiting beliefs—”I can’t afford quality childcare AND save for retirement”—and demolish them before your morning coffee cools.
- Wealth comes in seasons. Some months you’re flourishing, others you’re nurturing future growth. Maternity leave may temporarily pause income, but your money garden doesn’t stop growing.
- Simplicity is the ultimate sophistication. Complex financial systems collapse during the chaos of family life. Streamline everything—your budgeting, your banking, your billing—so it works even when you’re functioning on three hours’ sleep.
- Mothers deserve luxurious abundance. The narrative that motherhood equals sacrifice is soooo. You can have the thriving career, the precious family time, AND the occasional spa weekend. It’s not selfish—it’s sustainable.
- Model money confidence for little eyes. Our daughters and sons are watching how we handle finances. Let them see you checking bank statements, negotiating rates, and celebrating financial wins with champagne (or sparkling elderflower for the little ones).
- Your worth isn’t measured in productivity. Some days you’ll conquer the world; others you’ll barely manage school pickup. Your value as a mother, businesswoman, and human extends gloriously beyond your output or income.
Putting these principles into action doesn’t happen overnight. It’s a journey—much like motherhood itself—filled with triumphs, tears, and the occasional tantrum (yours, not theirs). But with these money lessons, we can share these with our minihumans too.
Now, who’s ready to rewrite their money story while simultaneously refereeing sibling squabbles?
Go to it! You’ve got this Xx
[Side note: Google DDT and read anything you can from her or look her up on YouTube – she’s awesome.]
Aristo-Chic Working SuperMum Café 